diff --git a/src/daemon/wallet/coco-client.test.ts b/src/daemon/wallet/coco-client.test.ts
index 5997421..2a44170 100644
--- a/src/daemon/wallet/coco-client.test.ts
+++ b/src/daemon/wallet/coco-client.test.ts
@@ -1,4 +1,4 @@
-import { afterEach, describe, expect, it, mock } from "bun:test";
+import { afterEach, beforeEach, describe, expect, it, mock, spyOn } from "bun:test";
 import { gunzipSync } from "bun";
 import {
   existsSync,
@@ -16,9 +16,14 @@ import {
   createCocoClient,
   isZombieProcess,
   settleExpiredMintQuotes,
+  settlePendingMintQuotes,
   stopLegacyCocod,
   type ExpiredMintQuoteSource,
+  type PendingMintQuoteSource,
+  type PendingMintSweepState,
 } from "./coco-client";
+import { OperationInProgressError } from "@cashu/coco-core";
+import { logger } from "../../utils/logger";
 
 type GuardOptions = NonNullable<
   Parameters<typeof assertLegacyCocodNotRunning>[0]
@@ -667,3 +672,228 @@ describe("settleExpiredMintQuotes", () => {
     expect(failPendingOperation).not.toHaveBeenCalled();
   });
 });
+
+describe("settlePendingMintQuotes", () => {
+  const NOW_MS = 2_000_000_000_000;
+  const UNEXPIRED_S = NOW_MS / 1000 + 600;
+  const EXPIRED_S = NOW_MS / 1000 - 1;
+  const UNPAID = { state: "pending", lastObservedRemoteState: "UNPAID" };
+  const MINTED = { state: "finalized", lastObservedRemoteState: "ISSUED" };
+  let logged: ReturnType<typeof spyOn>;
+  let warned: ReturnType<typeof spyOn>;
+
+  beforeEach(() => {
+    logged = spyOn(logger, "log").mockImplementation(() => {});
+    warned = spyOn(logger, "warn").mockImplementation(() => {});
+  });
+
+  afterEach(() => {
+    logged.mockRestore();
+    warned.mockRestore();
+  });
+
+  function pendingMintOp(overrides: Record<string, unknown> = {}) {
+    return {
+      id: "op-1",
+      mintUrl: "https://mint.example.com",
+      quoteId: "quote-1",
+      amount: 21,
+      state: "pending",
+      expiry: UNEXPIRED_S,
+      lastObservedRemoteState: "UNPAID",
+      ...overrides,
+    };
+  }
+
+  function fakeSource(
+    ops: Array<Record<string, unknown>>,
+    behavior: {
+      refresh?: (id: string) => Promise<Record<string, unknown>>;
+      get?: (id: string) => Promise<Record<string, unknown> | null>;
+    } = {},
+  ) {
+    const refresh = mock(behavior.refresh ?? (async () => UNPAID));
+    const get = mock(behavior.get ?? (async (id: string) => ops.find((op) => op.id === id) ?? null));
+    const failPendingOperation = mock(
+      async (
+        _op: { id: string },
+        _failure: { reason: string; retryable?: boolean; observedAt: number },
+      ) => ({}),
+    );
+    const source = {
+      ops: { mint: { listPending: async () => ops, refresh, get } },
+      wallet: {
+        balances: {
+          byMint: async () => ({ "https://mint.example.com": { spendable: 121 } }),
+        },
+      },
+      mintOperationService: { failPendingOperation },
+    } as unknown as PendingMintQuoteSource;
+    return { source, refresh, get, failPendingOperation };
+  }
+
+  const attempted = (refresh: { mock: { calls: unknown[][] } }) =>
+    refresh.mock.calls.map((call) => call[0]);
+
+  it("refreshes every pending quote and logs the credit for the minted one", async () => {
+    const ops = [pendingMintOp({ id: "op-1" }), pendingMintOp({ id: "op-2" })];
+    const { source, refresh } = fakeSource(ops, {
+      refresh: async (id) => (id === "op-1" ? MINTED : UNPAID),
+    });
+
+    const result = await settlePendingMintQuotes(source, NOW_MS);
+
+    expect(result).toEqual({ unreachable: 0 });
+    expect(attempted(refresh)).toEqual(["op-1", "op-2"]);
+    expect(logged).toHaveBeenCalledTimes(1);
+    expect(logged.mock.calls[0]?.[0]).toBe(
+      "Mint quote quote-1 at https://mint.example.com: paid, 21 sat minted, balance now 121 sat",
+    );
+  });
+
+  it("mints an expired quote that was paid before it expired", async () => {
+    const { source, failPendingOperation } = fakeSource(
+      [pendingMintOp({ expiry: EXPIRED_S })],
+      { refresh: async () => MINTED },
+    );
+
+    await settlePendingMintQuotes(source, NOW_MS);
+
+    expect(logged.mock.calls[0]?.[0]).toContain("21 sat minted");
+    expect(failPendingOperation).not.toHaveBeenCalled();
+  });
+
+  it("fails an expired quote locally once its mint confirms it is unpaid", async () => {
+    const { source, failPendingOperation } = fakeSource([
+      pendingMintOp({ id: "expired", expiry: EXPIRED_S }),
+      pendingMintOp({ id: "open" }),
+    ]);
+
+    await settlePendingMintQuotes(source, NOW_MS);
+
+    expect(failPendingOperation).toHaveBeenCalledTimes(1);
+    expect(failPendingOperation.mock.calls[0]?.[0]).toEqual({ id: "expired" });
+  });
+
+  it("reports an issued quote whose proofs could not be restored as a warning, not a credit", async () => {
+    const { source } = fakeSource([pendingMintOp()], {
+      refresh: async () => ({ ...MINTED, error: "no proofs could be restored" }),
+    });
+
+    await settlePendingMintQuotes(source, NOW_MS);
+
+    expect(logged).not.toHaveBeenCalled();
+    expect(warned.mock.calls[0]?.[0]).toContain("no proofs could be restored");
+  });
+
+  it("keeps going when a mint is unreachable and counts the failure", async () => {
+    const ops = [pendingMintOp({ id: "op-1" }), pendingMintOp({ id: "op-2" })];
+    const { source, refresh } = fakeSource(ops, {
+      refresh: async (id) => {
+        if (id === "op-1") throw new Error("Network request failed");
+        return MINTED;
+      },
+    });
+
+    const result = await settlePendingMintQuotes(source, NOW_MS);
+
+    expect(result).toEqual({ unreachable: 1 });
+    expect(refresh).toHaveBeenCalledTimes(2);
+  });
+
+  it("warns once for a paid quote whose mint attempt failed and keeps retrying", async () => {
+    const failed = pendingMintOp({ lastObservedRemoteState: "PAID", error: "Mint request failed" });
+    const { source } = fakeSource([pendingMintOp()], {
+      refresh: async () => {
+        throw new Error("Mint request failed");
+      },
+      get: async () => failed,
+    });
+
+    const first = await settlePendingMintQuotes(source, NOW_MS);
+    // Next sweep sees the same persisted error: no second warning.
+    const { source: again } = fakeSource([failed], {
+      refresh: async () => {
+        throw new Error("Mint request failed");
+      },
+      get: async () => failed,
+    });
+    const second = await settlePendingMintQuotes(again, NOW_MS);
+
+    expect(first).toEqual({ unreachable: 0 });
+    expect(second).toEqual({ unreachable: 0 });
+    expect(warned).toHaveBeenCalledTimes(1);
+    expect(warned.mock.calls[0]?.[0]).toContain("paid (21 sat) but proofs not minted yet");
+  });
+
+  it("leaves a quote coco's own watcher is already minting alone", async () => {
+    const { source, get } = fakeSource([pendingMintOp()], {
+      refresh: async () => {
+        throw new OperationInProgressError("op-1");
+      },
+    });
+
+    const result = await settlePendingMintQuotes(source, NOW_MS);
+
+    expect(result).toEqual({ unreachable: 0 });
+    expect(get).not.toHaveBeenCalled();
+    expect(warned).not.toHaveBeenCalled();
+  });
+
+  it("survives a reporting failure without an unhandled rejection", async () => {
+    const { source } = fakeSource([pendingMintOp()], {
+      refresh: async () => {
+        throw new Error("Network request failed");
+      },
+      get: async () => {
+        throw new Error("Cannot use a closed database");
+      },
+    });
+
+    const result = await settlePendingMintQuotes(source, NOW_MS);
+
+    expect(result).toEqual({ unreachable: 1 });
+  });
+
+  it("gives a stalled quote one bounded wait and still serves the others", async () => {
+    const ops = [pendingMintOp({ id: "slow" }), pendingMintOp({ id: "paid" })];
+    const { source, refresh } = fakeSource(ops, {
+      refresh: (id) => (id === "slow" ? new Promise(() => {}) : Promise.resolve(MINTED)),
+    });
+    const state: PendingMintSweepState = { outstanding: new Map() };
+    const options = { deadlineMs: 1_000, checkTimeoutMs: 50, state };
+
+    const first = await settlePendingMintQuotes(source, NOW_MS, options);
+    const second = await settlePendingMintQuotes(source, NOW_MS, options);
+
+    expect(first).toEqual({ unreachable: 1 });
+    // Still outstanding, so it is skipped rather than re-sent.
+    expect(second).toEqual({ unreachable: 1 });
+    expect(attempted(refresh)).toEqual(["slow", "paid", "paid"]);
+  });
+
+  it("resumes after the last attempted quote so slow ones cannot starve the rest", async () => {
+    const ops = [
+      pendingMintOp({ id: "s1" }),
+      pendingMintOp({ id: "s2" }),
+      pendingMintOp({ id: "paid" }),
+    ];
+    // Slow refreshes settle between sweeps, so nothing is outstanding next time.
+    const { source, refresh } = fakeSource(ops, {
+      refresh: (id) =>
+        id === "paid"
+          ? Promise.resolve(MINTED)
+          : new Promise((resolve) => setTimeout(() => resolve(UNPAID), 160)),
+    });
+    const state: PendingMintSweepState = { outstanding: new Map() };
+    const options = { deadlineMs: 200, checkTimeoutMs: 120, state };
+
+    await settlePendingMintQuotes(source, NOW_MS, options);
+    expect(attempted(refresh)).toEqual(["s1", "s2"]);
+    await new Promise((resolve) => setTimeout(resolve, 200));
+    await settlePendingMintQuotes(source, NOW_MS, options);
+
+    expect(attempted(refresh)[2]).toBe("paid");
+    expect(logged.mock.calls[0]?.[0]).toContain("21 sat minted");
+  });
+});
diff --git a/src/daemon/wallet/coco-client.ts b/src/daemon/wallet/coco-client.ts
index b8e91fc..53c0141 100644
--- a/src/daemon/wallet/coco-client.ts
+++ b/src/daemon/wallet/coco-client.ts
@@ -1,5 +1,6 @@
 import {
   Manager,
+  OperationInProgressError,
   getEncodedToken,
   normalizeMintUrl,
 } from "@cashu/coco-core";
@@ -146,6 +147,9 @@ const SAFE_COCO_LOG_FIELDS = new Set([
   "operationId",
   "quoteId",
   "state",
+  "code",
+  "detail",
+  "status",
   "count",
   "total",
   "filterCount",
@@ -766,6 +770,181 @@ export async function settleExpiredMintQuotes(
   return settlement;
 }
 
+const PENDING_MINT_SWEEP_INTERVAL_MS = 15_000;
+/** Per-quote wait inside a sweep, so one stalled mint cannot starve the rest. */
+const PENDING_MINT_CHECK_TIMEOUT_MS = 10_000;
+const PENDING_MINT_SWEEP_DEADLINE_MS = 30_000;
+const PENDING_MINT_STOP_DRAIN_MS = 10_000;
+
+export interface PendingMintQuoteSource {
+  ops: { mint: Pick<Manager["ops"]["mint"], "listPending" | "refresh" | "get"> };
+  wallet: { balances: Pick<Manager["wallet"]["balances"], "byMint"> };
+  mintOperationService: Pick<MintOperationServiceCleanup, "failPendingOperation">;
+}
+
+export interface PendingMintSweepState {
+  /** Refreshes that outlived their wait; skipped until they settle. */
+  outstanding: Map<string, Promise<unknown>>;
+  /** Next sweep starts after this operation. */
+  after?: string;
+}
+
+export interface PendingMintSweepOptions {
+  deadlineMs?: number;
+  checkTimeoutMs?: number;
+  state?: PendingMintSweepState;
+}
+
+type PendingMintOutcome = "unreachable" | "other";
+type PendingMintOp = Awaited<ReturnType<PendingMintQuoteSource["ops"]["mint"]["listPending"]>>[number];
+
+/** Startup mint recovery, run while up: coco's live subscriptions can stop. */
+export async function settlePendingMintQuotes(
+  source: PendingMintQuoteSource,
+  nowMs: number,
+  options: PendingMintSweepOptions = {},
+): Promise<{ unreachable: number }> {
+  const deadlineMs = options.deadlineMs ?? PENDING_MINT_SWEEP_DEADLINE_MS;
+  const checkTimeoutMs = options.checkTimeoutMs ?? PENDING_MINT_CHECK_TIMEOUT_MS;
+  const state: PendingMintSweepState = options.state ?? { outstanding: new Map() };
+  let unreachable = 0;
+
+  const pending = await source.ops.mint.listPending();
+  const resumeAt = pending.findIndex((op) => op.id === state.after) + 1;
+  const ordered = [...pending.slice(resumeAt), ...pending.slice(0, resumeAt)];
+  const startedAt = Date.now();
+  for (const op of ordered) {
+    const remainingMs = deadlineMs - (Date.now() - startedAt);
+    if (state.outstanding.has(op.id) || remainingMs <= 0) {
+      unreachable++;
+      continue;
+    }
+    state.after = op.id;
+    // Report on the refresh itself so a late result is still logged.
+    const settled = source.ops.mint
+      .refresh(op.id)
+      .then(
+        (result) => reportPendingMintRefresh(source, op, result, nowMs),
+        (error) => reportPendingMintRefreshError(source, op, error),
+      )
+      .finally(() => state.outstanding.delete(op.id));
+    state.outstanding.set(op.id, settled);
+    try {
+      const outcome = await withTimeout(settled, Math.min(checkTimeoutMs, remainingMs));
+      if (outcome === "unreachable") unreachable++;
+    } catch {
+      unreachable++;
+    }
+  }
+  return { unreachable };
+}
+
+async function reportPendingMintRefresh(
+  source: PendingMintQuoteSource,
+  op: PendingMintOp,
+  result: Awaited<ReturnType<PendingMintQuoteSource["ops"]["mint"]["refresh"]>>,
+  nowMs: number,
+): Promise<PendingMintOutcome> {
+  const quote = `Mint quote ${op.quoteId} at ${op.mintUrl}`;
+  if (result.state === "finalized") {
+    if (result.error) {
+      // Already issued, proofs not restored: not a credit.
+      logger.warn(`${quote}: ${result.error}`);
+      return "other";
+    }
+    const balance = (await source.wallet.balances.byMint())[op.mintUrl]?.spendable;
+    logger.log(
+      `${quote}: paid, ${op.amount} sat minted` +
+        (balance === undefined ? "" : `, balance now ${balance} sat`),
+    );
+    return "other";
+  }
+  if (result.state === "failed") {
+    logger.warn(`${quote}: failed at the mint: ${result.error ?? "unknown reason"}`);
+    return "other";
+  }
+  // Paid-before-expiry is only known to the mint, so expired quotes are
+  // checked too; confirmed UNPAID after expiry is failed locally, as at startup.
+  const expired = op.expiry > 0 && op.expiry * 1000 <= nowMs;
+  if (expired && result.state === "pending" && result.lastObservedRemoteState === "UNPAID") {
+    await source.mintOperationService.failPendingOperation(
+      { id: op.id },
+      {
+        reason: "Expired mint quote confirmed unpaid by mint",
+        retryable: false,
+        observedAt: Date.now(),
+      },
+    );
+  }
+  return "other";
+}
+
+async function reportPendingMintRefreshError(
+  source: PendingMintQuoteSource,
+  op: PendingMintOp,
+  error: unknown,
+): Promise<PendingMintOutcome> {
+  // coco's own watcher is minting this quote right now; let it finish.
+  if (error instanceof OperationInProgressError) return "other";
+  // A failed mint attempt rejects after coco moved the operation back to pending.
+  const current = await source.ops.mint.get(op.id);
+  if (current?.state === "pending" && current.lastObservedRemoteState === "PAID") {
+    if (op.lastObservedRemoteState !== "PAID" || current.error !== op.error) {
+      logger.warn(
+        `Mint quote ${op.quoteId} at ${op.mintUrl}: paid (${op.amount} sat) but proofs not minted yet: ${current.error ?? String(error)}; will retry`,
+      );
+    }
+    return "other";
+  }
+  return "unreachable";
+}
+
+/**
+ * Stopping waits for the running sweep, then briefly for stragglers. Anything
+ * still running after that fails against the closed database and is picked
+ * up by startup recovery.
+ */
+function startPendingMintSweep(source: PendingMintQuoteSource): () => Promise<void> {
+  let stopped = false;
+  let timer: ReturnType<typeof setTimeout> | undefined;
+  let inFlight: Promise<void> = Promise.resolve();
+  let unreachableBefore = 0;
+  const state: PendingMintSweepState = { outstanding: new Map() };
+
+  const tick = async () => {
+    if (stopped) return;
+    inFlight = settlePendingMintQuotes(source, Date.now(), { state }).then(
+      ({ unreachable }) => {
+        // Report a mint becoming unreachable, or reachable again, once.
+        if (unreachable > 0 && unreachableBefore === 0) {
+          logger.warn(`Could not check ${unreachable} pending mint quote(s); will keep retrying`);
+        } else if (unreachable === 0 && unreachableBefore > 0) {
+          logger.log("Pending mint quote checks are reaching the mint again");
+        }
+        unreachableBefore = unreachable;
+      },
+      (error: unknown) => {
+        logger.warn(
+          `Pending mint quote sweep failed: ${error instanceof Error ? error.message : String(error)}`,
+        );
+      },
+    );
+    await inFlight;
+    if (!stopped) timer = setTimeout(tick, PENDING_MINT_SWEEP_INTERVAL_MS);
+  };
+  timer = setTimeout(tick, PENDING_MINT_SWEEP_INTERVAL_MS);
+
+  return async () => {
+    stopped = true;
+    if (timer !== undefined) clearTimeout(timer);
+    await inFlight;
+    await withTimeout(
+      Promise.allSettled(state.outstanding.values()),
+      PENDING_MINT_STOP_DRAIN_MS,
+    ).catch(() => {});
+  };
+}
+
 interface ReceiveRecoveryInternals {
   receiveOperationService: {
     checkProofStatesWithMint(
@@ -973,6 +1152,7 @@ export async function createCocoClient(
     pendingMints: 0,
   };
   let recoveryResolve: (() => void) | undefined;
+  let stopPendingMintSweep: (() => Promise<void>) | undefined;
   const recoveryPromise = new Promise<void>((resolve) => {
     recoveryResolve = resolve;
   });
@@ -1167,6 +1347,13 @@ export async function createCocoClient(
         recoveryPhase = "done";
         recoveryResolve?.();
         startupProgress("Wallet recovery complete.");
+        stopPendingMintSweep = startPendingMintSweep({
+          ops: coco!.ops,
+          wallet: coco!.wallet,
+          mintOperationService: (
+            coco as unknown as { mintOperationService: MintOperationServiceCleanup }
+          ).mintOperationService,
+        });
       })
       .catch((error) => {
         recoveryDone = true;
@@ -1489,6 +1676,7 @@ export async function createCocoClient(
         // Let any in-flight recovery settle before closing the database from
         // underneath it. The recovery promise resolves on success or failure.
         await recoveryPromise;
+        await stopPendingMintSweep?.();
         await coco.dispose();
       } finally {
         try {