diff --git a/docs/api/overview.md b/docs/api/overview.md
index b5636509..92fedd7e 100644
--- a/docs/api/overview.md
+++ b/docs/api/overview.md
@@ -155,7 +155,7 @@ The response includes your change in the same header:
 X-Cashu: cashuA7k2mNp4...
 ```
 
-This is fully stateless—no session, no `/v1/balance/refund` call needed. However, **streaming does not work with `X-Cashu`** because the refund can only be calculated after the full response is generated.
+This is fully stateless—no session, no `/v1/balance/refund` call needed. However, **streaming does not work with `X-Cashu`** because the refund can only be calculated after the full response is generated. If you lose the `X-Cashu` response header before claiming your change, you can reclaim the refund via `POST /v1/wallet/refund` by supplying the original payment token in the `x-cashu` header.
 
 ## Response Headers
 
diff --git a/routstr/balance.py b/routstr/balance.py
index e50bafc2..692be252 100644
--- a/routstr/balance.py
+++ b/routstr/balance.py
@@ -609,26 +609,6 @@ async def reset_child_key_spent(
     return {"success": True, "message": "Child key balance reset successfully."}
 
 
-@router.get("/cashu-refund/{payment_token_hash}")
-async def get_cashu_refund(
-    payment_token_hash: str,
-    session: AsyncSession = Depends(get_session),
-) -> dict:
-    """Retrieve a stored Cashu refund token by the hash of the original payment token."""
-    result = await session.get(CashuTransaction, payment_token_hash)
-    if result is None:
-        raise HTTPException(status_code=404, detail="Refund not found")
-    if result.swept:
-        raise HTTPException(status_code=410, detail="Refund has been swept")
-    result.collected = True
-    session.add(result)
-    await session.commit()
-    return {
-        "refund_token": result.token,
-        "amount": result.amount,
-        "unit": result.unit,
-    }
-
 
 @router.api_route(
     "/{path:path}",
diff --git a/routstr/upstream/base.py b/routstr/upstream/base.py
index 627e7840..b2e763f7 100644
--- a/routstr/upstream/base.py
+++ b/routstr/upstream/base.py
@@ -1,7 +1,6 @@
 from __future__ import annotations
 
 import asyncio
-import hashlib
 import json
 import traceback
 import uuid
@@ -1891,7 +1890,6 @@ class BaseUpstreamProvider:
         max_cost_for_model: int,
         model_obj: Model,
         mint: str | None = None,
-        payment_token_hash: str | None = None,
         request_id: str | None = None,
     ) -> Response | StreamingResponse:
         """Dispatch /v1/messages via litellm for x-cashu payments.
@@ -1913,7 +1911,6 @@ class BaseUpstreamProvider:
                 max_cost_for_model,
                 requested_model,
                 mint,
-                payment_token_hash,
                 request_id,
             )
 
@@ -1940,7 +1937,6 @@ class BaseUpstreamProvider:
                     refund_amount,
                     unit,
                     mint,
-                    payment_token_hash,
                     request_id=request_id,
                 )
                 response_headers["X-Cashu"] = refund_token
@@ -2127,7 +2123,6 @@ class BaseUpstreamProvider:
         max_cost_for_model: int,
         requested_model: str | None,
         mint: str | None,
-        payment_token_hash: str | None,
         request_id: str | None,
     ) -> StreamingResponse:
         """Buffer a litellm stream end-to-end, compute cost, then replay.
@@ -2231,7 +2226,6 @@ class BaseUpstreamProvider:
                             refund_amount,
                             unit,
                             mint,
-                            payment_token_hash,
                             request_id=request_id,
                         )
                         response_headers["X-Cashu"] = refund_token
@@ -2996,7 +2990,6 @@ class BaseUpstreamProvider:
         amount: int,
         unit: str,
         mint: str | None = None,
-        payment_token_hash: str | None = None,
         request_id: str | None = None,
     ) -> str:
         """Create and send a refund token to the user.
@@ -3005,7 +2998,6 @@ class BaseUpstreamProvider:
             amount: Refund amount
             unit: Unit of the refund (sat or msat)
             mint: Optional mint URL for the refund token
-            payment_token_hash: Optional SHA-256 hash of the original payment token for storage
             request_id: Optional HTTP request ID for tracking
 
         Returns:
@@ -3097,7 +3089,6 @@ class BaseUpstreamProvider:
         unit: str,
         max_cost_for_model: int,
         mint: str | None = None,
-        payment_token_hash: str | None = None,
         request_id: str | None = None,
     ) -> StreamingResponse:
         """Handle streaming response for X-Cashu payment, calculating refund if needed.
@@ -3108,7 +3099,6 @@ class BaseUpstreamProvider:
             amount: Payment amount received
             unit: Payment unit (sat or msat)
             max_cost_for_model: Maximum cost for the model
-            payment_token_hash: Optional hash of original payment token for refund storage
 
         Returns:
             StreamingResponse with refund token in header if applicable
@@ -3199,7 +3189,6 @@ class BaseUpstreamProvider:
                             refund_amount,
                             unit,
                             mint,
-                            payment_token_hash,
                             request_id=request_id,
                         )
                         response_headers["X-Cashu"] = refund_token
@@ -3278,7 +3267,6 @@ class BaseUpstreamProvider:
         unit: str,
         max_cost_for_model: int,
         mint: str | None = None,
-        payment_token_hash: str | None = None,
         request_id: str | None = None,
     ) -> Response:
         """Handle non-streaming response for X-Cashu payment, calculating refund if needed.
@@ -3289,7 +3277,6 @@ class BaseUpstreamProvider:
             amount: Payment amount received
             unit: Payment unit (sat or msat)
             max_cost_for_model: Maximum cost for the model
-            payment_token_hash: Optional hash of original payment token for refund storage
 
         Returns:
             Response with refund token in header if applicable
@@ -3359,7 +3346,6 @@ class BaseUpstreamProvider:
                     refund_amount,
                     unit,
                     mint,
-                    payment_token_hash,
                     request_id=request_id,
                 )
                 response_headers["X-Cashu"] = refund_token
@@ -3431,7 +3417,6 @@ class BaseUpstreamProvider:
         unit: str,
         max_cost_for_model: int,
         mint: str | None = None,
-        payment_token_hash: str | None = None,
         request_id: str | None = None,
     ) -> StreamingResponse | Response:
         """Handle chat completion response for X-Cashu payment, detecting streaming vs non-streaming.
@@ -3475,7 +3460,6 @@ class BaseUpstreamProvider:
                     unit,
                     max_cost_for_model,
                     mint,
-                    payment_token_hash,
                     request_id=request_id,
                 )
             else:
@@ -3486,7 +3470,6 @@ class BaseUpstreamProvider:
                     unit,
                     max_cost_for_model,
                     mint,
-                    payment_token_hash,
                     request_id=request_id,
                 )
 
@@ -3516,7 +3499,6 @@ class BaseUpstreamProvider:
         max_cost_for_model: int,
         model_obj: Model,
         mint: str | None = None,
-        payment_token_hash: str | None = None,
     ) -> Response | StreamingResponse:
         """Forward request paid with X-Cashu token to upstream service.
 
@@ -3555,7 +3537,6 @@ class BaseUpstreamProvider:
                 max_cost_for_model=max_cost_for_model,
                 model_obj=model_obj,
                 mint=mint,
-                payment_token_hash=payment_token_hash,
                 request_id=getattr(request.state, "request_id", None),
             )
 
@@ -3625,7 +3606,6 @@ class BaseUpstreamProvider:
                         amount,
                         unit,
                         mint,
-                        payment_token_hash,
                         request_id=getattr(request.state, "request_id", None),
                     )
 
@@ -3675,7 +3655,6 @@ class BaseUpstreamProvider:
                         unit,
                         max_cost_for_model,
                         mint,
-                        payment_token_hash,
                         request_id=getattr(request.state, "request_id", None),
                     )
                     background_tasks = BackgroundTasks()
@@ -3751,7 +3730,6 @@ class BaseUpstreamProvider:
         )
 
         try:
-            payment_token_hash = hashlib.sha256(x_cashu_token.encode()).hexdigest()
             headers = dict(request.headers)
             amount, unit, mint = await recieve_token(x_cashu_token)
             headers = self.prepare_headers(dict(request.headers))
@@ -3784,7 +3762,6 @@ class BaseUpstreamProvider:
                 max_cost_for_model,
                 model_obj,
                 mint,
-                payment_token_hash,
             )
         except Exception as e:
             error_message = str(e)
@@ -3844,7 +3821,6 @@ class BaseUpstreamProvider:
         max_cost_for_model: int,
         model_obj: Model,
         mint: str | None = None,
-        payment_token_hash: str | None = None,
     ) -> Response | StreamingResponse:
         """Forward Responses API request paid with X-Cashu token to upstream service.
 
@@ -3920,7 +3896,6 @@ class BaseUpstreamProvider:
                         amount,
                         unit,
                         mint,
-                        payment_token_hash,
                         request_id=getattr(request.state, "request_id", None),
                     )
 
@@ -3965,7 +3940,6 @@ class BaseUpstreamProvider:
                         unit,
                         max_cost_for_model,
                         mint,
-                        payment_token_hash,
                         request_id=getattr(request.state, "request_id", None),
                     )
                     background_tasks = BackgroundTasks()
@@ -4016,7 +3990,6 @@ class BaseUpstreamProvider:
         unit: str,
         max_cost_for_model: int,
         mint: str | None = None,
-        payment_token_hash: str | None = None,
         request_id: str | None = None,
     ) -> StreamingResponse | Response:
         """Handle Responses API completion response for X-Cashu payment.
@@ -4061,7 +4034,6 @@ class BaseUpstreamProvider:
                     unit,
                     max_cost_for_model,
                     mint,
-                    payment_token_hash,
                     request_id=request_id,
                 )
             else:
@@ -4072,7 +4044,6 @@ class BaseUpstreamProvider:
                     unit,
                     max_cost_for_model,
                     mint,
-                    payment_token_hash,
                     request_id=request_id,
                 )
 
@@ -4100,7 +4071,6 @@ class BaseUpstreamProvider:
         unit: str,
         max_cost_for_model: int,
         mint: str | None = None,
-        payment_token_hash: str | None = None,
         request_id: str | None = None,
     ) -> StreamingResponse:
         """Handle streaming Responses API response for X-Cashu payment.
@@ -4187,7 +4157,6 @@ class BaseUpstreamProvider:
                             refund_amount,
                             unit,
                             mint,
-                            payment_token_hash,
                             request_id=request_id,
                         )
                         response_headers["X-Cashu"] = refund_token
@@ -4266,7 +4235,6 @@ class BaseUpstreamProvider:
         unit: str,
         max_cost_for_model: int,
         mint: str | None = None,
-        payment_token_hash: str | None = None,
         request_id: str | None = None,
     ) -> Response:
         """Handle non-streaming Responses API response for X-Cashu payment."""
@@ -4335,7 +4303,6 @@ class BaseUpstreamProvider:
                     refund_amount,
                     unit,
                     mint,
-                    payment_token_hash,
                     request_id=request_id,
                 )
                 response_headers["X-Cashu"] = refund_token
@@ -4432,7 +4399,6 @@ class BaseUpstreamProvider:
         )
 
         try:
-            payment_token_hash = hashlib.sha256(x_cashu_token.encode()).hexdigest()
             headers = dict(request.headers)
             amount, unit, mint = await recieve_token(x_cashu_token)
             headers = self.prepare_headers(dict(request.headers))
@@ -4465,7 +4431,6 @@ class BaseUpstreamProvider:
                 max_cost_for_model,
                 model_obj,
                 mint,
-                payment_token_hash,
             )
         except Exception as e:
             error_message = str(e)
diff --git a/tests/unit/test_messages_litellm_dispatch.py b/tests/unit/test_messages_litellm_dispatch.py
index b9c0a767..1e770d1b 100644
--- a/tests/unit/test_messages_litellm_dispatch.py
+++ b/tests/unit/test_messages_litellm_dispatch.py
@@ -693,7 +693,6 @@ async def test_x_cashu_non_streaming_dispatches_and_refunds_overpaid_amount() ->
             max_cost_for_model=10_000,
             model_obj=model,
             mint="https://mint.example",
-            payment_token_hash="hash123",
             request_id="req-1",
         )
 
@@ -972,7 +971,6 @@ async def test_forward_x_cashu_request_routes_messages_via_litellm() -> None:
             max_cost_for_model=10_000,
             model_obj=model,
             mint="https://mint",
-            payment_token_hash="h",
         )
 
     mock_helper.assert_awaited_once()
@@ -1041,7 +1039,6 @@ async def test_forward_x_cashu_request_handles_count_tokens_locally() -> None:
                 max_cost_for_model=10_000,
                 model_obj=model,
                 mint="https://mint",
-                payment_token_hash="h",
             )
 
     assert response.status_code == 200
diff --git a/tests/unit/test_x_cashu_cost_sats.py b/tests/unit/test_x_cashu_cost_sats.py
index d37d7acc..0dc509cf 100644
--- a/tests/unit/test_x_cashu_cost_sats.py
+++ b/tests/unit/test_x_cashu_cost_sats.py
@@ -64,7 +64,6 @@ async def test_non_streaming_includes_cost_sats() -> None:
             unit="msat",
             max_cost_for_model=10000,
             mint=None,
-            payment_token_hash=None,
         )
 
     body = json.loads(response.body)
@@ -170,7 +169,6 @@ async def test_streaming_includes_cost_sats_in_usage_chunk() -> None:
             unit="msat",
             max_cost_for_model=10000,
             mint=None,
-            payment_token_hash=None,
         )
 
     chunks = await _collect_streaming(response)