diff --git a/amethyst/plans/2026-07-24-nwc-bolt12-pay.md b/amethyst/plans/2026-07-24-nwc-bolt12-pay.md
index 305aded535..8ce2db65f7 100644
--- a/amethyst/plans/2026-07-24-nwc-bolt12-pay.md
+++ b/amethyst/plans/2026-07-24-nwc-bolt12-pay.md
@@ -157,12 +157,14 @@ recipient offers it.
 
 ## Phase 3 as shipped (capability gate + lightning fallback)
 
-- `NwcSignerState.defaultWalletCapabilities` caches the default wallet's advertised
-  method names. `Account` refetches them via nwc#2 `get_info` whenever the default
-  wallet changes (init collector on `defaultWalletUri`); `get_info.methods` →
-  the set. Empty until fetched or when the wallet doesn't advertise, which reads as
-  "no BOLT12".
-- `Account.defaultWalletSupportsBolt12Pay()` = `pay` ∈ capabilities. The zap path's
+- `Account.defaultWalletSupportsBolt12Pay()` reads the default wallet's cached
+  kind:13194 info event via `NwcSignerState.infoCache` (added on `main` for
+  encryption negotiation; it already refreshes on wallet change) and checks
+  `supportsMethod("pay")`. A missing/unfetched info event reads as false. (An earlier
+  cut fetched `get_info.methods` into its own state; unified onto the 13194 cache on
+  the `main` merge to avoid a redundant fetch — the info event is the canonical
+  capability advertisement.)
+- The zap path's
   `canBolt12` now requires it, so a recipient with an offer but a wallet that can't
   `pay` **falls back to lightning** via the existing partition instead of erroring.
 - `AccountViewModel.canPayBolt12ViaNwc()` gates the profile "pay with wallet" action
diff --git a/amethyst/src/main/java/com/vitorpamplona/amethyst/AppModules.kt b/amethyst/src/main/java/com/vitorpamplona/amethyst/AppModules.kt
index 2af6467ef4..6d902c7577 100644
--- a/amethyst/src/main/java/com/vitorpamplona/amethyst/AppModules.kt
+++ b/amethyst/src/main/java/com/vitorpamplona/amethyst/AppModules.kt
@@ -71,6 +71,7 @@ import com.vitorpamplona.amethyst.service.images.ThumbnailDiskCache
 import com.vitorpamplona.amethyst.service.location.LocationState
 import com.vitorpamplona.amethyst.service.notifications.AlwaysOnNotificationServiceManager
 import com.vitorpamplona.amethyst.service.notifications.NotificationDispatcher
+import com.vitorpamplona.amethyst.service.notifications.NwcPaymentNotificationWatcher
 import com.vitorpamplona.amethyst.service.notifications.PokeyReceiver
 import com.vitorpamplona.amethyst.service.okhttp.DualHttpClientManager
 import com.vitorpamplona.amethyst.service.okhttp.DualHttpClientManagerForRelays
@@ -875,6 +876,17 @@ class AppModules(
             scope = applicationIOScope,
         )
 
+    // Surfaces non-zap Lightning payments reported by the logged-in account's NWC
+    // wallet(s) as tray notifications (zaps are already shown via ZapNotification).
+    // The relay subscription lives in the always-on AccountFilterAssembler; this
+    // only drains the decoded-payment flow into an OS notification.
+    val nwcPaymentNotificationWatcher =
+        NwcPaymentNotificationWatcher(
+            context = appContext,
+            scope = applicationIOScope,
+            accountFlow = sessionManager.accountContent.map { (it as? AccountState.LoggedIn)?.account },
+        ).also { it.start() }
+
     fun subscribedFlow(
         address: Address,
         account: Account,
diff --git a/amethyst/src/main/java/com/vitorpamplona/amethyst/model/Account.kt b/amethyst/src/main/java/com/vitorpamplona/amethyst/model/Account.kt
index b2b2dce3dc..53b3d90d0a 100644
--- a/amethyst/src/main/java/com/vitorpamplona/amethyst/model/Account.kt
+++ b/amethyst/src/main/java/com/vitorpamplona/amethyst/model/Account.kt
@@ -101,6 +101,7 @@ import com.vitorpamplona.amethyst.model.nip17Dms.DmInboxRelayState
 import com.vitorpamplona.amethyst.model.nip17Dms.DmRelayListState
 import com.vitorpamplona.amethyst.model.nip30CustomEmojis.OwnedEmojiPacksState
 import com.vitorpamplona.amethyst.model.nip46Signer.Nip46SignerState
+import com.vitorpamplona.amethyst.model.nip47WalletConnect.NwcInfoCache
 import com.vitorpamplona.amethyst.model.nip47WalletConnect.NwcSignerState
 import com.vitorpamplona.amethyst.model.nip51Lists.BookmarkListState
 import com.vitorpamplona.amethyst.model.nip51Lists.GitRepositoryListState
@@ -293,8 +294,7 @@ import com.vitorpamplona.quartz.nip37Drafts.DraftEventCache
 import com.vitorpamplona.quartz.nip37Drafts.DraftWrapEvent
 import com.vitorpamplona.quartz.nip42RelayAuth.RelayAuthEvent
 import com.vitorpamplona.quartz.nip47WalletConnect.Nip47WalletConnect
-import com.vitorpamplona.quartz.nip47WalletConnect.rpc.GetInfoMethod
-import com.vitorpamplona.quartz.nip47WalletConnect.rpc.GetInfoSuccessResponse
+import com.vitorpamplona.quartz.nip47WalletConnect.events.NwcInfoEvent
 import com.vitorpamplona.quartz.nip47WalletConnect.rpc.IErrorResponseLike
 import com.vitorpamplona.quartz.nip47WalletConnect.rpc.NwcMethod
 import com.vitorpamplona.quartz.nip47WalletConnect.rpc.PayMethod
@@ -481,7 +481,21 @@ class Account(
     // account never surfaces under another (the old cache was a process-wide singleton).
     val relayNotifications = NotifyRequestsCache()
 
-    override val nip47SignerState = NwcSignerState(signer, nwcFilterAssembler, cache, scope, settings)
+    // Shared cache of connected wallets' kind 13194 info events (capabilities +
+    // encryption + notification support). Backs NIP-44 negotiation in
+    // NwcSignerState and notification gating in NwcPaymentNotificationWatcher.
+    val nwcInfoCache =
+        NwcInfoCache(
+            fetch = { uri ->
+                client.fetchFirst(
+                    uri.relayUri,
+                    Filter(kinds = listOf(NwcInfoEvent.KIND), authors = listOf(uri.pubKeyHex), limit = 1),
+                ) as? NwcInfoEvent
+            },
+            scope = scope,
+        )
+
+    override val nip47SignerState = NwcSignerState(signer, nwcFilterAssembler, cache, scope, settings, nwcInfoCache)
 
     val nip65RelayList = Nip65RelayListState(signer, cache, scope, settings)
     val localRelayList = LocalRelayListState(signer, cache, scope, settings)
@@ -1430,11 +1444,15 @@ class Account(
 
     /**
      * True when the default NWC wallet advertises the nwc#2 `pay` method — the rail a
-     * BOLT12 zap needs to obtain a payer proof. Empty capabilities (not yet fetched, or a
-     * wallet that doesn't advertise it) read as false, so the zap path falls back to
-     * lightning rather than attempting a `pay` the wallet can't honor.
+     * BOLT12 zap needs to obtain a payer proof. Read from the wallet's cached kind:13194
+     * info event (its capability advertisement), which [NwcSignerState] already refreshes
+     * on wallet change. A missing/unfetched info event reads as false, so the zap path
+     * falls back to lightning rather than attempting a `pay` the wallet can't honor.
      */
-    fun defaultWalletSupportsBolt12Pay(): Boolean = nip47SignerState.defaultWalletCapabilities.value.contains(NwcMethod.PAY)
+    fun defaultWalletSupportsBolt12Pay(): Boolean {
+        val uri = nip47SignerState.defaultWalletUri.value ?: return false
+        return nip47SignerState.infoCache?.current(uri)?.supportsMethod(NwcMethod.PAY) == true
+    }
 
     /**
      * Sends a NIP-XX BOLT12 zap to [recipientPubKey] over the default NWC wallet.
@@ -5871,24 +5889,6 @@ class Account(
             }
         }
 
-        // Track which methods the default NWC wallet advertises (nwc#2 `get_info.methods`)
-        // so a zap prefers the BOLT12 `pay` rail only when the wallet supports it, and
-        // otherwise falls back to lightning. Refetched whenever the default wallet changes.
-        scope.launch(Dispatchers.IO) {
-            nip47SignerState.defaultWalletUri.collect { uri ->
-                nip47SignerState.defaultWalletCapabilities.value = emptySet()
-                if (uri != null) {
-                    runCatching {
-                        sendNwcRequestToWallet(uri, GetInfoMethod.create()) { response ->
-                            if (response is GetInfoSuccessResponse) {
-                                nip47SignerState.defaultWalletCapabilities.value = response.result?.methods?.toSet() ?: emptySet()
-                            }
-                        }
-                    }.onFailure { Log.w("Account", "NWC get_info for capabilities failed", it) }
-                }
-            }
-        }
-
         scope.launch {
             cache.live.newEventBundles.collect { newNotes ->
                 logTime("Account ${userProfile().toBestDisplayName()} newEventBundle Update with ${newNotes.size} new notes") {
diff --git a/amethyst/src/main/java/com/vitorpamplona/amethyst/model/nip47WalletConnect/NwcInfoCache.kt b/amethyst/src/main/java/com/vitorpamplona/amethyst/model/nip47WalletConnect/NwcInfoCache.kt
new file mode 100644
index 0000000000..d3cfd355c9
--- /dev/null
+++ b/amethyst/src/main/java/com/vitorpamplona/amethyst/model/nip47WalletConnect/NwcInfoCache.kt
@@ -0,0 +1,121 @@
+/*
+ * Copyright (c) 2025 Vitor Pamplona
+ *
+ * Permission is hereby granted, free of charge, to any person obtaining a copy of
+ * this software and associated documentation files (the "Software"), to deal in
+ * the Software without restriction, including without limitation the rights to use,
+ * copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the
+ * Software, and to permit persons to whom the Software is furnished to do so,
+ * subject to the following conditions:
+ *
+ * The above copyright notice and this permission notice shall be included in all
+ * copies or substantial portions of the Software.
+ *
+ * THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
+ * IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS
+ * FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR
+ * COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN
+ * AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION
+ * WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.
+ */
+package com.vitorpamplona.amethyst.model.nip47WalletConnect
+
+import com.vitorpamplona.quartz.nip01Core.core.HexKey
+import com.vitorpamplona.quartz.nip47WalletConnect.Nip47WalletConnect
+import com.vitorpamplona.quartz.nip47WalletConnect.events.NwcInfoEvent
+import com.vitorpamplona.quartz.utils.TimeUtils
+import kotlinx.coroutines.CancellationException
+import kotlinx.coroutines.CoroutineScope
+import kotlinx.coroutines.Dispatchers
+import kotlinx.coroutines.launch
+import java.util.concurrent.ConcurrentHashMap
+
+/**
+ * Per-account cache of NWC wallets' kind 13194 info events, keyed by wallet
+ * service pubkey. One fetch backs every capability question we ask about a
+ * wallet — the advertised encryption schemes (NIP-44 vs NIP-04 negotiation), the
+ * supported RPC methods, and whether it emits notifications.
+ *
+ * Entries expire after [ttlSeconds] (default 2 days) so a wallet that later
+ * changes its advertised capabilities is eventually re-checked. Reads never block
+ * on the network:
+ *
+ *  - [current] returns whatever is cached (possibly stale, possibly null) with no
+ *    side effect — for the payment hot path.
+ *  - [refreshIfStale] triggers a background fetch when the entry is missing or
+ *    expired, and returns immediately — call it right before using a wallet so a
+ *    stale entry self-heals without holding up the transaction.
+ *  - [getFresh] is the suspending variant for callers that can await (e.g. the
+ *    notification watcher deciding whether to open a subscription).
+ *
+ * A completed fetch — including a definitive "wallet published no info event"
+ * (null) — is cached with a timestamp. A *failed* fetch (network error/timeout)
+ * is never cached, so a transient error retries on the next use instead of
+ * pinning the wallet to the fallback for the whole TTL window.
+ */
+class NwcInfoCache(
+    private val fetch: suspend (Nip47WalletConnect.Nip47URINorm) -> NwcInfoEvent?,
+    private val scope: CoroutineScope,
+    private val ttlSeconds: Long = DEFAULT_TTL_SECONDS,
+    private val now: () -> Long = { TimeUtils.now() },
+) {
+    private class Entry(
+        val info: NwcInfoEvent?,
+        val fetchedAt: Long,
+    )
+
+    private val cache = ConcurrentHashMap<HexKey, Entry>()
+    private val inFlight = ConcurrentHashMap.newKeySet<HexKey>()
+
+    private fun isFresh(entry: Entry): Boolean = now() - entry.fetchedAt < ttlSeconds
+
+    /** Non-blocking read of the currently cached info event (may be stale or null). */
+    fun current(uri: Nip47WalletConnect.Nip47URINorm): NwcInfoEvent? = cache[uri.pubKeyHex]?.info
+
+    /**
+     * Non-blocking. Kicks off a background fetch when the wallet's entry is missing
+     * or expired; a fetch already running for that wallet is not duplicated. Safe
+     * to call on the hot path — it never suspends.
+     */
+    fun refreshIfStale(uri: Nip47WalletConnect.Nip47URINorm) {
+        val entry = cache[uri.pubKeyHex]
+        if (entry != null && isFresh(entry)) return
+        if (!inFlight.add(uri.pubKeyHex)) return
+
+        scope.launch(Dispatchers.IO) {
+            try {
+                fetchAndStore(uri)
+            } finally {
+                inFlight.remove(uri.pubKeyHex)
+            }
+        }
+    }
+
+    /**
+     * Suspends until a fresh-enough info event is available, fetching when the
+     * entry is missing or expired. Returns the last cached (possibly stale) value
+     * if the fetch fails.
+     */
+    suspend fun getFresh(uri: Nip47WalletConnect.Nip47URINorm): NwcInfoEvent? {
+        val entry = cache[uri.pubKeyHex]
+        if (entry != null && isFresh(entry)) return entry.info
+        return fetchAndStore(uri)
+    }
+
+    private suspend fun fetchAndStore(uri: Nip47WalletConnect.Nip47URINorm): NwcInfoEvent? {
+        val info =
+            try {
+                fetch(uri)
+            } catch (e: Exception) {
+                if (e is CancellationException) throw e
+                return cache[uri.pubKeyHex]?.info // keep the old value; retry on next use
+            }
+
+        cache[uri.pubKeyHex] = Entry(info, now())
+        return info
+    }
+
+    companion object {
+        const val DEFAULT_TTL_SECONDS = 2L * 24 * 60 * 60 // 2 days
+    }
+}
diff --git a/amethyst/src/main/java/com/vitorpamplona/amethyst/model/nip47WalletConnect/NwcSignerState.kt b/amethyst/src/main/java/com/vitorpamplona/amethyst/model/nip47WalletConnect/NwcSignerState.kt
index d98a9cd063..5ce3a777eb 100644
--- a/amethyst/src/main/java/com/vitorpamplona/amethyst/model/nip47WalletConnect/NwcSignerState.kt
+++ b/amethyst/src/main/java/com/vitorpamplona/amethyst/model/nip47WalletConnect/NwcSignerState.kt
@@ -37,15 +37,25 @@ import com.vitorpamplona.quartz.nip47WalletConnect.cache.NostrWalletConnectReque
 import com.vitorpamplona.quartz.nip47WalletConnect.cache.NostrWalletConnectResponseCache
 import com.vitorpamplona.quartz.nip47WalletConnect.events.LnZapPaymentRequestEvent
 import com.vitorpamplona.quartz.nip47WalletConnect.events.LnZapPaymentResponseEvent
+import com.vitorpamplona.quartz.nip47WalletConnect.events.NwcNotificationEvent
+import com.vitorpamplona.quartz.nip47WalletConnect.rpc.NwcTransaction
+import com.vitorpamplona.quartz.nip47WalletConnect.rpc.PaymentReceivedNotification
 import com.vitorpamplona.quartz.nip47WalletConnect.rpc.Request
 import com.vitorpamplona.quartz.nip47WalletConnect.rpc.Response
+import kotlinx.coroutines.CancellationException
 import kotlinx.coroutines.CoroutineScope
 import kotlinx.coroutines.Dispatchers
+import kotlinx.coroutines.channels.BufferOverflow
 import kotlinx.coroutines.delay
-import kotlinx.coroutines.flow.MutableStateFlow
+import kotlinx.coroutines.flow.MutableSharedFlow
+import kotlinx.coroutines.flow.SharedFlow
 import kotlinx.coroutines.flow.SharingStarted
 import kotlinx.coroutines.flow.StateFlow
+import kotlinx.coroutines.flow.asSharedFlow
+import kotlinx.coroutines.flow.collect
 import kotlinx.coroutines.flow.combine
+import kotlinx.coroutines.flow.distinctUntilChanged
+import kotlinx.coroutines.flow.filterNotNull
 import kotlinx.coroutines.flow.flowOn
 import kotlinx.coroutines.flow.map
 import kotlinx.coroutines.flow.stateIn
@@ -61,6 +71,13 @@ class NwcSignerState(
     val cache: LocalCache,
     val scope: CoroutineScope,
     val settings: AccountSettings,
+    /**
+     * Shared cache of wallets' kind 13194 info events, used here to negotiate
+     * encryption. Injected by [com.vitorpamplona.amethyst.model.Account] (which
+     * owns the relay client). Null in tests / when unavailable — requests then
+     * fall back to NIP-04.
+     */
+    val infoCache: NwcInfoCache? = null,
 ) : INwcSignerState {
     /**
      * Flow of the default wallet's NWC URI, derived from multi-wallet settings.
@@ -101,19 +118,36 @@ class NwcSignerState(
             }.flowOn(Dispatchers.IO)
             .stateIn(scope, SharingStarted.Eagerly, NostrWalletConnectResponseCache(nip47Signer.value))
 
-    /**
-     * The NIP-47 method names the default wallet advertises (nwc#2 `get_info.methods`).
-     * Empty until fetched or when no wallet is set. [Account] refreshes it whenever the
-     * default wallet changes; the zap path reads it to decide whether the BOLT12 `pay`
-     * rail is available before preferring it over lightning.
-     */
-    val defaultWalletCapabilities = MutableStateFlow<Set<String>>(emptySet())
-
     fun buildSigner(uri: Nip47WalletConnect.Nip47URINorm?) =
         uri?.secret?.hexToByteArray()?.let {
             NostrSignerInternal(KeyPair(it))
         }
 
+    init {
+        // Warm the info cache in the background whenever the default wallet changes
+        // so the payment hot path can read the encryption preference without waiting.
+        scope.launch(Dispatchers.IO) {
+            defaultWalletUri
+                .filterNotNull()
+                .distinctUntilChanged { a, b -> a.pubKeyHex == b.pubKeyHex && a.relayUri == b.relayUri }
+                .collect { infoCache?.refreshIfStale(it) }
+        }
+    }
+
+    /**
+     * Non-blocking read of the negotiated encryption preference for a wallet.
+     * NIP-47 says a client "should always prefer nip44 if supported by the wallet
+     * service". Returns true only when the cached info event advertises `nip44_v2`;
+     * otherwise NIP-04 (the legacy default). Also nudges a background refresh so a
+     * stale/expired entry self-heals for the next transaction without blocking this
+     * one.
+     */
+    private fun prefersNip44(uri: Nip47WalletConnect.Nip47URINorm?): Boolean {
+        uri ?: return false
+        infoCache?.refreshIfStale(uri)
+        return infoCache?.current(uri)?.encryptionSchemes()?.any { it.equals("nip44_v2", ignoreCase = true) } ?: false
+    }
+
     fun hasWalletConnectSetup(): Boolean = settings.nwcWallets.value.isNotEmpty()
 
     override fun isNIP47Author(pubKey: HexKey?): Boolean = nip47Signer.value.pubKey == pubKey
@@ -128,6 +162,42 @@ class NwcSignerState(
         return zapPaymentResponseDecryptionCache.value.decryptResponse(event)
     }
 
+    // Non-zap incoming payments reported by connected wallets (NIP-47
+    // payment_received). Buffered + drop-oldest so a burst never blocks the
+    // decrypt coroutine; consumers (e.g. the tray-notification poster) collect it.
+    private val _incomingNonZapPayments =
+        MutableSharedFlow<NwcTransaction>(extraBufferCapacity = 32, onBufferOverflow = BufferOverflow.DROP_OLDEST)
+    val incomingNonZapPayments: SharedFlow<NwcTransaction> = _incomingNonZapPayments.asSharedFlow()
+
+    /**
+     * Decrypts an incoming NWC notification (kind 23197/23196) with the matching
+     * wallet's connection secret and, when it is a non-zap `payment_received`,
+     * publishes its transaction to [incomingNonZapPayments]. Zap-carrying payments
+     * are dropped — those already surface via the kind-9735 ZapNotification path.
+     */
+    suspend fun handleIncomingNotification(event: NwcNotificationEvent) {
+        if (!hasWalletConnectSetup()) return
+
+        // The notification is `p`-tagged to the per-wallet client pubkey; match it
+        // to the wallet whose connection secret derives that key.
+        val clientPubKey = event.clientPubKey() ?: return
+        val wallet = settings.nwcWallets.value.firstOrNull { buildSigner(it.uri)?.pubKey == clientPubKey } ?: return
+        val walletSigner = buildSigner(wallet.uri) ?: return
+
+        val notification =
+            try {
+                event.decryptNotification(walletSigner)
+            } catch (e: Exception) {
+                if (e is CancellationException) throw e
+                return
+            }
+
+        val tx = (notification as? PaymentReceivedNotification)?.notification ?: return
+        if (tx.parsedMetadata()?.nostr != null) return // zap — already shown by ZapNotification
+
+        _incomingNonZapPayments.tryEmit(tx)
+    }
+
     /**
      * Sends a generic NIP-47 request to the default wallet.
      */
@@ -147,7 +217,7 @@ class NwcSignerState(
         val walletService = walletUri ?: throw IllegalArgumentException("No NIP47 setup")
         val walletSigner = buildSigner(walletService) ?: signer
 
-        val event = LnZapPaymentRequestEvent.createRequest(request, walletService.pubKeyHex, walletSigner)
+        val event = LnZapPaymentRequestEvent.createRequest(request, walletService.pubKeyHex, walletSigner, useNip44 = prefersNip44(walletService))
 
         val filter =
             NWCPaymentQueryState(
@@ -193,7 +263,7 @@ class NwcSignerState(
     ): Pair<LnZapPaymentRequestEvent, NormalizedRelayUrl> {
         val walletService = defaultWalletUri.value ?: throw IllegalArgumentException("No NIP47 setup")
 
-        val event = LnZapPaymentRequestEvent.create(bolt11, walletService.pubKeyHex, nip47Signer.value)
+        val event = LnZapPaymentRequestEvent.create(bolt11, walletService.pubKeyHex, nip47Signer.value, useNip44 = prefersNip44(walletService))
 
         val filter =
             NWCPaymentQueryState(
diff --git a/amethyst/src/main/java/com/vitorpamplona/amethyst/service/notifications/NotificationCategory.kt b/amethyst/src/main/java/com/vitorpamplona/amethyst/service/notifications/NotificationCategory.kt
index 83c09331d3..e7b476fc49 100644
--- a/amethyst/src/main/java/com/vitorpamplona/amethyst/service/notifications/NotificationCategory.kt
+++ b/amethyst/src/main/java/com/vitorpamplona/amethyst/service/notifications/NotificationCategory.kt
@@ -226,6 +226,19 @@ enum class NotificationCategory(
         group = "com.vitorpamplona.amethyst.CHESS_NOTIFICATION",
         summaryId = 0x30000,
     ),
+    PAYMENT_RECEIVED(
+        channelIdRes = R.string.app_notification_payments_channel_id,
+        channelNameRes = R.string.app_notification_payments_channel_name,
+        channelDescriptionRes = R.string.app_notification_payments_channel_description,
+        summaryTextRes = R.string.app_notification_payments_summary,
+        importance = NotificationManager.IMPORTANCE_DEFAULT,
+        color = 0xFF16B979.toInt(), // lightning green — distinct from the gold zap channel
+        smallIcon = R.drawable.ic_notif_zap,
+        settingsIcon = MaterialSymbols.AccountBalanceWallet,
+        channelGroup = NotifChannelGroup.PAYMENTS,
+        group = "com.vitorpamplona.amethyst.PAYMENT_RECEIVED_NOTIFICATION",
+        summaryId = 0xC0000,
+    ),
     ;
 
     fun channelId(context: Context): String = stringRes(context, channelIdRes)
diff --git a/amethyst/src/main/java/com/vitorpamplona/amethyst/service/notifications/NwcPaymentNotificationWatcher.kt b/amethyst/src/main/java/com/vitorpamplona/amethyst/service/notifications/NwcPaymentNotificationWatcher.kt
new file mode 100644
index 0000000000..f74bddd9b8
--- /dev/null
+++ b/amethyst/src/main/java/com/vitorpamplona/amethyst/service/notifications/NwcPaymentNotificationWatcher.kt
@@ -0,0 +1,67 @@
+/*
+ * Copyright (c) 2025 Vitor Pamplona
+ *
+ * Permission is hereby granted, free of charge, to any person obtaining a copy of
+ * this software and associated documentation files (the "Software"), to deal in
+ * the Software without restriction, including without limitation the rights to use,
+ * copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the
+ * Software, and to permit persons to whom the Software is furnished to do so,
+ * subject to the following conditions:
+ *
+ * The above copyright notice and this permission notice shall be included in all
+ * copies or substantial portions of the Software.
+ *
+ * THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
+ * IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS
+ * FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR
+ * COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN
+ * AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION
+ * WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.
+ */
+package com.vitorpamplona.amethyst.service.notifications
+
+import android.content.Context
+import com.vitorpamplona.amethyst.model.Account
+import com.vitorpamplona.amethyst.service.notifications.renderers.NwcPaymentNotifier
+import kotlinx.coroutines.CoroutineScope
+import kotlinx.coroutines.Dispatchers
+import kotlinx.coroutines.flow.Flow
+import kotlinx.coroutines.flow.collect
+import kotlinx.coroutines.flow.collectLatest
+import kotlinx.coroutines.flow.distinctUntilChanged
+import kotlinx.coroutines.launch
+
+/**
+ * Posts tray notifications for non-zap Lightning payments reported by the logged-in
+ * account's connected NWC wallets.
+ *
+ * The relay subscription that receives these events is NOT here — it lives in
+ * [com.vitorpamplona.amethyst.service.relayClient.reqCommand.account.nip47WalletConnect.NwcNotificationsEoseManager],
+ * grouped with the account's always-on zap/notification inbox subscriptions so it
+ * shares their lifecycle (open while logged in, warm in the background). That
+ * manager decrypts each notification and publishes non-zap payments to
+ * `NwcSignerState.incomingNonZapPayments`; this class is only the Context-bound
+ * bridge that drains that flow into an OS notification.
+ *
+ * Keeping decode and display decoupled means the flow stays populated even when OS
+ * notifications are denied (a future in-app Notifications-tab consumer can drain
+ * the same flow); [NwcPaymentNotifier] itself is what no-ops when the tray is off.
+ */
+class NwcPaymentNotificationWatcher(
+    private val context: Context,
+    private val scope: CoroutineScope,
+    private val accountFlow: Flow<Account?>,
+) {
+    fun start() {
+        scope.launch(Dispatchers.IO) {
+            accountFlow
+                .distinctUntilChanged { a, b -> a?.signer?.pubKey == b?.signer?.pubKey }
+                .collectLatest { account ->
+                    account ?: return@collectLatest
+                    account.nip47SignerState.incomingNonZapPayments.collect { tx ->
+                        NwcPaymentNotifier.notify(context, account, tx)
+                    }
+                }
+        }
+    }
+}
diff --git a/amethyst/src/main/java/com/vitorpamplona/amethyst/service/notifications/renderers/NwcPaymentNotifier.kt b/amethyst/src/main/java/com/vitorpamplona/amethyst/service/notifications/renderers/NwcPaymentNotifier.kt
new file mode 100644
index 0000000000..215417f7ac
--- /dev/null
+++ b/amethyst/src/main/java/com/vitorpamplona/amethyst/service/notifications/renderers/NwcPaymentNotifier.kt
@@ -0,0 +1,78 @@
+/*
+ * Copyright (c) 2025 Vitor Pamplona
+ *
+ * Permission is hereby granted, free of charge, to any person obtaining a copy of
+ * this software and associated documentation files (the "Software"), to deal in
+ * the Software without restriction, including without limitation the rights to use,
+ * copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the
+ * Software, and to permit persons to whom the Software is furnished to do so,
+ * subject to the following conditions:
+ *
+ * The above copyright notice and this permission notice shall be included in all
+ * copies or substantial portions of the Software.
+ *
+ * THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
+ * IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS
+ * FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR
+ * COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN
+ * AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION
+ * WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.
+ */
+package com.vitorpamplona.amethyst.service.notifications.renderers
+
+import android.content.Context
+import com.vitorpamplona.amethyst.R
+import com.vitorpamplona.amethyst.model.Account
+import com.vitorpamplona.amethyst.service.notifications.NotificationCategory
+import com.vitorpamplona.amethyst.service.notifications.NotificationRoutes
+import com.vitorpamplona.amethyst.service.notifications.NotificationUtils.postStandard
+import com.vitorpamplona.amethyst.service.notifications.notificationManager
+import com.vitorpamplona.amethyst.ui.note.showAmount
+import com.vitorpamplona.amethyst.ui.stringRes
+import com.vitorpamplona.quartz.nip47WalletConnect.rpc.NwcTransaction
+import com.vitorpamplona.quartz.utils.TimeUtils
+
+/**
+ * Posts a tray notification for an incoming Lightning payment reported by the
+ * connected NWC wallet (NIP-47 `payment_received`). Renders on the green Payments
+ * channel with a wallet icon; the title leads with the amount.
+ *
+ * Zaps are intentionally NOT routed here — a `payment_received` whose transaction
+ * metadata carries a NIP-57 zap request is filtered out upstream by
+ * [com.vitorpamplona.amethyst.service.notifications.NwcPaymentNotificationWatcher],
+ * because those already surface through the kind-9735 [ZapNotification] path.
+ */
+object NwcPaymentNotifier {
+    suspend fun notify(
+        context: Context,
+        account: Account,
+        tx: NwcTransaction,
+    ) {
+        val nm = context.notificationManager()
+        if (!nm.areNotificationsEnabled()) return
+
+        val msats = tx.amount ?: return
+        val amount = showAmount((msats / 1000L).toBigDecimal())
+
+        val id = tx.payment_hash ?: tx.invoice ?: tx.created_at?.toString() ?: return
+        val time = tx.settled_at ?: tx.created_at ?: TimeUtils.now()
+
+        val title = stringRes(context, R.string.app_notification_payments_channel_message, amount)
+        val comment = (tx.parsedMetadata()?.comment ?: tx.description)?.ifBlank { null }
+        val body = comment ?: title
+
+        val accountNpub = NotificationRoutes.accountNpub(account)
+        val uri = NotificationRoutes.notificationsUri(accountNpub, id)
+
+        nm.postStandard(
+            category = NotificationCategory.PAYMENT_RECEIVED,
+            id = id,
+            messageTitle = title,
+            messageBody = body,
+            time = time,
+            pictureUrl = null,
+            uri = uri,
+            applicationContext = context,
+        )
+    }
+}
diff --git a/amethyst/src/main/java/com/vitorpamplona/amethyst/service/relayClient/reqCommand/account/AccountFilterAssembler.kt b/amethyst/src/main/java/com/vitorpamplona/amethyst/service/relayClient/reqCommand/account/AccountFilterAssembler.kt
index 7220fc739d..f049140194 100644
--- a/amethyst/src/main/java/com/vitorpamplona/amethyst/service/relayClient/reqCommand/account/AccountFilterAssembler.kt
+++ b/amethyst/src/main/java/com/vitorpamplona/amethyst/service/relayClient/reqCommand/account/AccountFilterAssembler.kt
@@ -28,6 +28,7 @@ import com.vitorpamplona.amethyst.service.relayClient.reqCommand.account.marmot.
 import com.vitorpamplona.amethyst.service.relayClient.reqCommand.account.metadata.AccountMetadataEoseManager
 import com.vitorpamplona.amethyst.service.relayClient.reqCommand.account.nip01Notifications.AccountNotificationsEoseFromInboxRelaysManager
 import com.vitorpamplona.amethyst.service.relayClient.reqCommand.account.nip01Notifications.AccountNotificationsHistoryEoseManager
+import com.vitorpamplona.amethyst.service.relayClient.reqCommand.account.nip47WalletConnect.NwcNotificationsEoseManager
 import com.vitorpamplona.amethyst.service.relayClient.reqCommand.account.nip59GiftWraps.AccountGiftWrapsEoseManager
 import com.vitorpamplona.amethyst.service.relayClient.reqCommand.account.nip59GiftWraps.AccountGiftWrapsHistoryEoseManager
 import com.vitorpamplona.amethyst.ui.screen.loggedIn.AccountFeedContentStates
@@ -71,6 +72,8 @@ class AccountFilterAssembler(
             AccountDraftsEoseManager(client, ::allKeys),
             notifications,
             notificationsHistory,
+            // Live tail: NIP-47 wallet notifications (payment_received) on each connected wallet's own relay.
+            NwcNotificationsEoseManager(client, ::allKeys),
             MarmotGroupEventsEoseManager(client, ::allKeys),
         )
 
diff --git a/amethyst/src/main/java/com/vitorpamplona/amethyst/service/relayClient/reqCommand/account/nip47WalletConnect/NwcNotificationsEoseManager.kt b/amethyst/src/main/java/com/vitorpamplona/amethyst/service/relayClient/reqCommand/account/nip47WalletConnect/NwcNotificationsEoseManager.kt
new file mode 100644
index 0000000000..fc3a5b8f3a
--- /dev/null
+++ b/amethyst/src/main/java/com/vitorpamplona/amethyst/service/relayClient/reqCommand/account/nip47WalletConnect/NwcNotificationsEoseManager.kt
@@ -0,0 +1,151 @@
+/*
+ * Copyright (c) 2025 Vitor Pamplona
+ *
+ * Permission is hereby granted, free of charge, to any person obtaining a copy of
+ * this software and associated documentation files (the "Software"), to deal in
+ * the Software without restriction, including without limitation the rights to use,
+ * copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the
+ * Software, and to permit persons to whom the Software is furnished to do so,
+ * subject to the following conditions:
+ *
+ * The above copyright notice and this permission notice shall be included in all
+ * copies or substantial portions of the Software.
+ *
+ * THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
+ * IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS
+ * FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR
+ * COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN
+ * AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION
+ * WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.
+ */
+package com.vitorpamplona.amethyst.service.relayClient.reqCommand.account.nip47WalletConnect
+
+import com.vitorpamplona.amethyst.model.User
+import com.vitorpamplona.amethyst.service.relayClient.eoseManagers.PerUserEoseManager
+import com.vitorpamplona.amethyst.service.relayClient.reqCommand.account.AccountQueryState
+import com.vitorpamplona.amethyst.service.relays.SincePerRelayMap
+import com.vitorpamplona.quartz.nip01Core.core.Event
+import com.vitorpamplona.quartz.nip01Core.core.HexKey
+import com.vitorpamplona.quartz.nip01Core.relay.client.INostrClient
+import com.vitorpamplona.quartz.nip01Core.relay.client.pool.RelayBasedFilter
+import com.vitorpamplona.quartz.nip01Core.relay.client.reqs.SubscriptionListener
+import com.vitorpamplona.quartz.nip01Core.relay.client.subscriptions.Subscription
+import com.vitorpamplona.quartz.nip01Core.relay.filters.Filter
+import com.vitorpamplona.quartz.nip01Core.relay.normalizer.NormalizedRelayUrl
+import com.vitorpamplona.quartz.nip47WalletConnect.events.NwcNotificationEvent
+import com.vitorpamplona.quartz.utils.TimeUtils
+import kotlinx.coroutines.Dispatchers
+import kotlinx.coroutines.FlowPreview
+import kotlinx.coroutines.Job
+import kotlinx.coroutines.flow.collectLatest
+import kotlinx.coroutines.flow.sample
+import kotlinx.coroutines.launch
+import java.util.concurrent.ConcurrentHashMap
+
+/**
+ * Always-on subscription for NIP-47 wallet notifications (kind 23197/23196),
+ * grouped in [com.vitorpamplona.amethyst.service.relayClient.reqCommand.account.AccountFilterAssembler]
+ * so it shares the exact lifecycle of the account's zap/notification inbox
+ * subscription: open while logged in, kept warm in the background by
+ * `NotificationRelayService`, torn down on logout.
+ *
+ * For each configured NWC wallet it queries the wallet's own relay (not the inbox
+ * relays) for notifications `p`-tagged to that wallet's client pubkey. Unlike the
+ * inbox managers — whose events land in `LocalCache` — these are ephemeral and
+ * encrypted per wallet, so decryption + fan-out happens in [onEvent] via
+ * `NwcSignerState.handleIncomingNotification`, which publishes non-zap payments to
+ * `incomingNonZapPayments`. Since `since` is floored at watch start, relaunching
+ * never replays old payments; the `seen` set de-dupes re-delivery on reconnect.
+ */
+class NwcNotificationsEoseManager(
+    client: INostrClient,
+    allKeys: () -> Set<AccountQueryState>,
+) : PerUserEoseManager<AccountQueryState>(client, allKeys) {
+    private val startSince = TimeUtils.now()
+    private val seen = ConcurrentHashMap.newKeySet<HexKey>()
+    private val userJobMap = mutableMapOf<User, List<Job>>()
+
+    override fun user(key: AccountQueryState) = key.account.userProfile()
+
+    override fun updateFilter(
+        key: AccountQueryState,
+        since: SincePerRelayMap?,
+    ): List<RelayBasedFilter> {
+        val account = key.account
+
+        return account.settings.nwcWallets.value.flatMap { wallet ->
+            val signer = account.nip47SignerState.buildSigner(wallet.uri) ?: return@flatMap emptyList()
+
+            // Skip wallets that advertise no notification support; warm the cache
+            // (and re-evaluate on the next invalidation) when the info is unknown.
+            account.nwcInfoCache.refreshIfStale(wallet.uri)
+            if (account.nwcInfoCache.current(wallet.uri)?.supportsNotifications() == false) {
+                return@flatMap emptyList()
+            }
+
+            listOf(
+                RelayBasedFilter(
+                    relay = wallet.uri.relayUri,
+                    filter =
+                        Filter(
+                            kinds = listOf(NwcNotificationEvent.KIND, NwcNotificationEvent.LEGACY_KIND),
+                            authors = listOf(wallet.uri.pubKeyHex),
+                            tags = mapOf("p" to listOf(signer.pubKey)),
+                            since = since?.get(wallet.uri.relayUri)?.time ?: startSince,
+                        ),
+                ),
+            )
+        }
+    }
+
+    @OptIn(FlowPreview::class)
+    override fun newSub(key: AccountQueryState): Subscription {
+        val user = user(key)
+        userJobMap[user]?.forEach { it.cancel() }
+        userJobMap[user] =
+            listOf(
+                // Re-subscribe when the wallet set changes so relays/keys are added or dropped.
+                key.account.scope.launch(Dispatchers.IO) {
+                    key.account.settings.nwcWallets
+                        .sample(1000)
+                        .collectLatest { invalidateFilters() }
+                },
+            )
+
+        return requestNewSubscription(
+            object : SubscriptionListener {
+                override fun onEose(
+                    relay: NormalizedRelayUrl,
+                    forFilters: List<Filter>?,
+                ) {
+                    newEose(key, relay, TimeUtils.now(), forFilters)
+                }
+
+                override fun onEvent(
+                    event: Event,
+                    isLive: Boolean,
+                    relay: NormalizedRelayUrl,
+                    forFilters: List<Filter>?,
+                ) {
+                    if (isLive) newEose(key, relay, TimeUtils.now(), forFilters)
+
+                    val notification = event as? NwcNotificationEvent ?: return
+                    if (seen.add(notification.id)) {
+                        key.account.scope.launch(Dispatchers.IO) {
+                            key.account.nip47SignerState.handleIncomingNotification(notification)
+                        }
+                    }
+                }
+            },
+        )
+    }
+
+    override fun endSub(
+        key: User,
+        subId: String,
+    ) {
+        super.endSub(key, subId)
+        userJobMap[key]?.forEach { it.cancel() }
+        userJobMap.remove(key)
+    }
+}
diff --git a/amethyst/src/main/java/com/vitorpamplona/amethyst/ui/screen/loggedIn/wallet/AddNwcWalletScreen.kt b/amethyst/src/main/java/com/vitorpamplona/amethyst/ui/screen/loggedIn/wallet/AddNwcWalletScreen.kt
index 73004d6428..57957d568e 100644
--- a/amethyst/src/main/java/com/vitorpamplona/amethyst/ui/screen/loggedIn/wallet/AddNwcWalletScreen.kt
+++ b/amethyst/src/main/java/com/vitorpamplona/amethyst/ui/screen/loggedIn/wallet/AddNwcWalletScreen.kt
@@ -65,6 +65,7 @@ import com.vitorpamplona.amethyst.ui.stringRes
 import com.vitorpamplona.amethyst.ui.theme.ButtonBorder
 import com.vitorpamplona.amethyst.ui.theme.DoubleHorzSpacer
 import com.vitorpamplona.amethyst.ui.theme.Size24Modifier
+import com.vitorpamplona.quartz.nip47WalletConnect.Nip47DeepLink
 import com.vitorpamplona.quartz.nip47WalletConnect.Nip47WalletConnect
 import kotlinx.coroutines.CancellationException
 import kotlinx.coroutines.launch
@@ -137,7 +138,11 @@ fun AddNwcWalletScreen(
                     onClick = {
                         try {
                             uri.openUri(
-                                "nostrnwc://connect?appname=Amethyst&appicon=https%3A%2F%2Fraw.githubusercontent.com%2Fvitorpamplona%2Famethyst%2Frefs%2Fheads%2Fmain%2Ficon.png&callback=amethyst%2Bwalletconnect%3A%2F%2Fdlnwc",
+                                Nip47DeepLink.buildConnectUri(
+                                    callback = "amethyst+walletconnect://dlnwc",
+                                    appName = "Amethyst",
+                                    appIcon = "https://raw.githubusercontent.com/vitorpamplona/amethyst/refs/heads/main/icon.png",
+                                ),
                             )
                         } catch (_: IllegalArgumentException) {
                             accountViewModel.toastManager.toast(
diff --git a/amethyst/src/main/res/values/strings.xml b/amethyst/src/main/res/values/strings.xml
index 12c980bf3c..cae38941c2 100644
--- a/amethyst/src/main/res/values/strings.xml
+++ b/amethyst/src/main/res/values/strings.xml
@@ -1906,6 +1906,12 @@
     <string name="app_notification_zaps_channel_message_from">From %1$s</string>
     <string name="app_notification_zaps_channel_message_for">for %1$s</string>
 
+    <string name="app_notification_payments_channel_id" translatable="false">PaymentsReceivedID</string>
+    <string name="app_notification_payments_channel_name">Payments Received</string>
+    <string name="app_notification_payments_channel_description">Notifies you when your connected wallet receives a payment that is not a Nostr zap</string>
+    <string name="app_notification_payments_channel_message">Received %1$s sats</string>
+    <string name="app_notification_payments_summary">New payments</string>
+
     <string name="app_notification_reply_label">Reply</string>
     <string name="app_notification_mark_read_label">Mark Read</string>
     <string name="app_notification_me">Me</string>
diff --git a/amethyst/src/test/java/com/vitorpamplona/amethyst/model/nip47WalletConnect/NwcInfoCacheTest.kt b/amethyst/src/test/java/com/vitorpamplona/amethyst/model/nip47WalletConnect/NwcInfoCacheTest.kt
new file mode 100644
index 0000000000..c74f7e02f2
--- /dev/null
+++ b/amethyst/src/test/java/com/vitorpamplona/amethyst/model/nip47WalletConnect/NwcInfoCacheTest.kt
@@ -0,0 +1,145 @@
+/*
+ * Copyright (c) 2025 Vitor Pamplona
+ *
+ * Permission is hereby granted, free of charge, to any person obtaining a copy of
+ * this software and associated documentation files (the "Software"), to deal in
+ * the Software without restriction, including without limitation the rights to use,
+ * copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the
+ * Software, and to permit persons to whom the Software is furnished to do so,
+ * subject to the following conditions:
+ *
+ * The above copyright notice and this permission notice shall be included in all
+ * copies or substantial portions of the Software.
+ *
+ * THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
+ * IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS
+ * FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR
+ * COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN
+ * AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION
+ * WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.
+ */
+package com.vitorpamplona.amethyst.model.nip47WalletConnect
+
+import com.vitorpamplona.quartz.nip01Core.relay.normalizer.RelayUrlNormalizer
+import com.vitorpamplona.quartz.nip47WalletConnect.Nip47WalletConnect
+import com.vitorpamplona.quartz.nip47WalletConnect.events.NwcInfoEvent
+import kotlinx.coroutines.CoroutineScope
+import kotlinx.coroutines.Dispatchers
+import kotlinx.coroutines.runBlocking
+import org.junit.Assert.assertEquals
+import org.junit.Assert.assertNotNull
+import org.junit.Assert.assertNull
+import org.junit.Test
+
+class NwcInfoCacheTest {
+    private var clock = 1_000L
+    private val scope = CoroutineScope(Dispatchers.Unconfined)
+    private val relay = RelayUrlNormalizer.normalizeOrNull("wss://relay.example.com")!!
+
+    private fun uri(pubkey: String) = Nip47WalletConnect.Nip47URINorm(pubkey, relay, "secret")
+
+    private fun info(content: String) = NwcInfoEvent("id", "pub", 0L, arrayOf(arrayOf("encryption", "nip44_v2")), content, "sig")
+
+    @Test
+    fun cachesWithinTtl() =
+        runBlocking {
+            var calls = 0
+            val cache =
+                NwcInfoCache(
+                    fetch = {
+                        calls++
+                        info("pay_invoice notifications")
+                    },
+                    scope = scope,
+                    ttlSeconds = 100,
+                    now = { clock },
+                )
+
+            val a = cache.getFresh(uri("wallet1"))
+            val b = cache.getFresh(uri("wallet1"))
+
+            assertEquals(1, calls)
+            assertNotNull(a)
+            assertNotNull(b)
+        }
+
+    @Test
+    fun refetchesAfterTtlExpires() =
+        runBlocking {
+            var calls = 0
+            val cache =
+                NwcInfoCache(
+                    fetch = {
+                        calls++
+                        info("pay_invoice")
+                    },
+                    scope = scope,
+                    ttlSeconds = 100,
+                    now = { clock },
+                )
+
+            cache.getFresh(uri("wallet1"))
+            clock += 101 // advance past the TTL window
+            cache.getFresh(uri("wallet1"))
+
+            assertEquals(2, calls)
+        }
+
+    @Test
+    fun doesNotCacheFailures() =
+        runBlocking {
+            var calls = 0
+            val cache =
+                NwcInfoCache(
+                    fetch = {
+                        calls++
+                        if (calls == 1) throw RuntimeException("boom") else info("pay_invoice")
+                    },
+                    scope = scope,
+                    ttlSeconds = 100,
+                    now = { clock },
+                )
+
+            // First fetch throws -> returns the (absent) prior value and is NOT cached.
+            assertNull(cache.getFresh(uri("wallet1")))
+            // Second call retries instead of being pinned to the failure.
+            assertNotNull(cache.getFresh(uri("wallet1")))
+            assertEquals(2, calls)
+        }
+
+    @Test
+    fun cachesDefinitiveMissingInfo() =
+        runBlocking {
+            var calls = 0
+            val cache =
+                NwcInfoCache(
+                    fetch = {
+                        calls++
+                        null // wallet published no info event
+                    },
+                    scope = scope,
+                    ttlSeconds = 100,
+                    now = { clock },
+                )
+
+            assertNull(cache.getFresh(uri("wallet1")))
+            assertNull(cache.getFresh(uri("wallet1")))
+            assertEquals(1, calls) // a definitive "no info" is cached within the TTL
+        }
+
+    @Test
+    fun currentIsNonBlockingAndReflectsCache() =
+        runBlocking {
+            val cache =
+                NwcInfoCache(
+                    fetch = { info("pay_invoice") },
+                    scope = scope,
+                    ttlSeconds = 100,
+                    now = { clock },
+                )
+
+            assertNull(cache.current(uri("wallet1"))) // nothing fetched yet
+            cache.getFresh(uri("wallet1"))
+            assertNotNull(cache.current(uri("wallet1")))
+        }
+}
diff --git a/quartz/src/commonMain/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/Nip47DeepLink.kt b/quartz/src/commonMain/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/Nip47DeepLink.kt
new file mode 100644
index 0000000000..4d1f26b026
--- /dev/null
+++ b/quartz/src/commonMain/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/Nip47DeepLink.kt
@@ -0,0 +1,119 @@
+/*
+ * Copyright (c) 2025 Vitor Pamplona
+ *
+ * Permission is hereby granted, free of charge, to any person obtaining a copy of
+ * this software and associated documentation files (the "Software"), to deal in
+ * the Software without restriction, including without limitation the rights to use,
+ * copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the
+ * Software, and to permit persons to whom the Software is furnished to do so,
+ * subject to the following conditions:
+ *
+ * The above copyright notice and this permission notice shall be included in all
+ * copies or substantial portions of the Software.
+ *
+ * THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
+ * IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS
+ * FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR
+ * COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN
+ * AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION
+ * WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.
+ */
+package com.vitorpamplona.quartz.nip47WalletConnect
+
+import com.vitorpamplona.quartz.utils.UriParser
+import com.vitorpamplona.quartz.utils.UrlEncoder
+
+/**
+ * NWC-07 deep-link pairing conventions.
+ *
+ * These deep links let a NWC **client** (e.g. Amethyst) and a NWC **wallet** app
+ * installed on the *same device* pair without QR codes or manual copy/paste:
+ *
+ * 1. The client opens `nostrnwc://connect?appname=…&appicon=…&callback=…` (or the
+ *    app-scoped `nostrnwc+{app}://connect` variant to target a specific wallet).
+ * 2. The wallet creates a connection and opens the client's `callback` URI with
+ *    the resulting `nostr+walletconnect://…` pairing code in a `value` parameter.
+ * 3. The client parses `value` with [Nip47WalletConnect.parse] and stores it.
+ *
+ * The pairing code carried in `value` is exactly the connection string this module
+ * already understands — this deep link is only the transport used to obtain one.
+ *
+ * All URI parameters MUST be URI-encoded (NWC-07).
+ */
+object Nip47DeepLink {
+    const val SCHEME = "nostrnwc"
+    const val HOST = "connect"
+
+    /**
+     * A parsed `nostrnwc://connect` request (wallet side).
+     */
+    class ConnectRequest(
+        val callback: String,
+        val appName: String? = null,
+        val appIcon: String? = null,
+    )
+
+    /**
+     * Builds the outgoing deep link a NWC client opens to ask a wallet app on the
+     * same device to create a connection.
+     *
+     * @param callback the URI scheme the wallet must open to return the pairing code
+     * @param appName human-readable name of the requesting client
+     * @param appIcon URL of the requesting client's icon
+     * @param walletAppName optional wallet selector; when set, targets
+     *   `nostrnwc+{walletAppName}://connect` instead of the generic
+     *   `nostrnwc://connect`.
+     */
+    fun buildConnectUri(
+        callback: String,
+        appName: String? = null,
+        appIcon: String? = null,
+        walletAppName: String? = null,
+    ): String {
+        val scheme = if (walletAppName.isNullOrBlank()) SCHEME else "$SCHEME+$walletAppName"
+        val params =
+            buildList {
+                appName?.let { add("appname=" + UrlEncoder.encode(it)) }
+                appIcon?.let { add("appicon=" + UrlEncoder.encode(it)) }
+                add("callback=" + UrlEncoder.encode(callback))
+            }
+        return "$scheme://$HOST?" + params.joinToString("&")
+    }
+
+    /**
+     * Parses an incoming `nostrnwc://connect` (or `nostrnwc+{app}://connect`)
+     * request. Returns null when the URI is not a NWC connect deep link or has no
+     * callback.
+     */
+    fun parseConnectUri(uri: String): ConnectRequest? {
+        val parser = UriParser(uri)
+        val scheme = parser.scheme() ?: return null
+        if (scheme != SCHEME && !scheme.startsWith("$SCHEME+")) return null
+
+        val callback = parser.getQueryParameter("callback")?.firstOrNull() ?: return null
+        return ConnectRequest(
+            callback = callback,
+            appName = parser.getQueryParameter("appname")?.firstOrNull(),
+            appIcon = parser.getQueryParameter("appicon")?.firstOrNull(),
+        )
+    }
+
+    /**
+     * Builds the callback URI a wallet opens to return a pairing code to the
+     * client (wallet side). The pairing code is placed in a `value` parameter.
+     */
+    fun buildCallbackUri(
+        callback: String,
+        pairingCode: String,
+    ): String {
+        val separator = if (callback.contains('?')) '&' else '?'
+        return callback + separator + "value=" + UrlEncoder.encode(pairingCode)
+    }
+
+    /**
+     * Extracts the `nostr+walletconnect://…` pairing code returned by a wallet in
+     * a callback deep link (client side). Returns null when the `value` parameter
+     * is absent.
+     */
+    fun parseCallbackValue(uri: String): String? = UriParser(uri).getQueryParameter("value")?.firstOrNull()
+}
diff --git a/quartz/src/commonMain/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/events/LnZapPaymentRequestEvent.kt b/quartz/src/commonMain/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/events/LnZapPaymentRequestEvent.kt
index e9de87634e..010ebbef74 100644
--- a/quartz/src/commonMain/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/events/LnZapPaymentRequestEvent.kt
+++ b/quartz/src/commonMain/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/events/LnZapPaymentRequestEvent.kt
@@ -63,12 +63,14 @@ class LnZapPaymentRequestEvent(
             walletServicePubkey: String,
             signer: NostrSigner,
             createdAt: Long = TimeUtils.now(),
+            useNip44: Boolean = false,
         ): LnZapPaymentRequestEvent =
             createRequest(
                 PayInvoiceMethod.create(lnInvoice),
                 walletServicePubkey,
                 signer,
                 createdAt,
+                useNip44,
             )
 
         suspend fun createRequest(
diff --git a/quartz/src/commonMain/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/events/NwcInfoEvent.kt b/quartz/src/commonMain/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/events/NwcInfoEvent.kt
index 8c48c2e6e4..3f9b4b5557 100644
--- a/quartz/src/commonMain/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/events/NwcInfoEvent.kt
+++ b/quartz/src/commonMain/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/events/NwcInfoEvent.kt
@@ -44,9 +44,22 @@ class NwcInfoEvent(
 
     fun supportsNotifications(): Boolean = capabilities().contains("notifications")
 
-    fun encryptionSchemes() = tags.mapNotNull(EncryptionTag::parse).flatten()
+    // NIP-47 carries the schemes/types as a single space-separated string in one
+    // tag value (e.g. ["encryption", "nip44_v2 nip04"]). Split on whitespace so we
+    // return individual tokens, while still tolerating a multi-element tag.
+    fun encryptionSchemes() =
+        tags
+            .mapNotNull(EncryptionTag::parse)
+            .flatten()
+            .flatMap { it.split(" ") }
+            .filter { it.isNotBlank() }
 
-    fun notificationTypes() = tags.mapNotNull(NotificationsTag::parse).flatten()
+    fun notificationTypes() =
+        tags
+            .mapNotNull(NotificationsTag::parse)
+            .flatten()
+            .flatMap { it.split(" ") }
+            .filter { it.isNotBlank() }
 
     companion object {
         const val KIND = 13194
diff --git a/quartz/src/commonTest/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/Nip47DeepLinkTest.kt b/quartz/src/commonTest/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/Nip47DeepLinkTest.kt
new file mode 100644
index 0000000000..b0f1c773de
--- /dev/null
+++ b/quartz/src/commonTest/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/Nip47DeepLinkTest.kt
@@ -0,0 +1,114 @@
+/*
+ * Copyright (c) 2025 Vitor Pamplona
+ *
+ * Permission is hereby granted, free of charge, to any person obtaining a copy of
+ * this software and associated documentation files (the "Software"), to deal in
+ * the Software without restriction, including without limitation the rights to use,
+ * copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the
+ * Software, and to permit persons to whom the Software is furnished to do so,
+ * subject to the following conditions:
+ *
+ * The above copyright notice and this permission notice shall be included in all
+ * copies or substantial portions of the Software.
+ *
+ * THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
+ * IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS
+ * FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR
+ * COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN
+ * AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM, OUT OF OR IN CONNECTION
+ * WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.
+ */
+package com.vitorpamplona.quartz.nip47WalletConnect
+
+import kotlin.test.Test
+import kotlin.test.assertEquals
+import kotlin.test.assertNotNull
+import kotlin.test.assertNull
+import kotlin.test.assertTrue
+
+class Nip47DeepLinkTest {
+    private val nwcUri =
+        "nostr+walletconnect://b889ff5b1513b641e2a139f661a661364979c5beee91842f8f0ef42ab558e9d4" +
+            "?relay=wss%3A%2F%2Frelay.damus.io&secret=71a8c14c1407c113601079c4302dab36460f0ccd0ad506f1f2dc73b5100571c5"
+
+    @Test
+    fun testBuildConnectUri() {
+        val uri =
+            Nip47DeepLink.buildConnectUri(
+                callback = "amethystnwc://callback",
+                appName = "Amethyst",
+                appIcon = "https://amethyst.social/icon.png",
+            )
+
+        assertTrue(uri.startsWith("nostrnwc://connect?"))
+        // All params URI-encoded.
+        assertTrue(uri.contains("appname=Amethyst"))
+        assertTrue(uri.contains("appicon=https%3A%2F%2Famethyst.social%2Ficon.png"))
+        assertTrue(uri.contains("callback=amethystnwc%3A%2F%2Fcallback"))
+    }
+
+    @Test
+    fun testBuildConnectUriWithWalletSelector() {
+        val uri =
+            Nip47DeepLink.buildConnectUri(
+                callback = "amethystnwc://callback",
+                appName = "Amethyst",
+                walletAppName = "alby",
+            )
+
+        assertTrue(uri.startsWith("nostrnwc+alby://connect?"))
+    }
+
+    @Test
+    fun testConnectUriRoundTrip() {
+        val uri =
+            Nip47DeepLink.buildConnectUri(
+                callback = "amethystnwc://callback",
+                appName = "Amethyst",
+                appIcon = "https://amethyst.social/icon.png",
+            )
+
+        val parsed = Nip47DeepLink.parseConnectUri(uri)
+        assertNotNull(parsed)
+        assertEquals("amethystnwc://callback", parsed.callback)
+        assertEquals("Amethyst", parsed.appName)
+        assertEquals("https://amethyst.social/icon.png", parsed.appIcon)
+    }
+
+    @Test
+    fun testParseConnectUriRejectsNonNwcScheme() {
+        assertNull(Nip47DeepLink.parseConnectUri("https://example.com/connect?callback=x"))
+    }
+
+    @Test
+    fun testParseConnectUriRequiresCallback() {
+        assertNull(Nip47DeepLink.parseConnectUri("nostrnwc://connect?appname=Amethyst"))
+    }
+
+    @Test
+    fun testCallbackRoundTrip() {
+        val callbackUri = Nip47DeepLink.buildCallbackUri("amethystnwc://callback", nwcUri)
+
+        // The pairing code must be URI-encoded inside the value param.
+        assertTrue(callbackUri.contains("value=nostr%2Bwalletconnect"))
+
+        val value = Nip47DeepLink.parseCallbackValue(callbackUri)
+        assertEquals(nwcUri, value)
+
+        // And the returned value parses as a normal NWC connection URI.
+        val config = Nip47WalletConnect.parse(value!!)
+        assertEquals("b889ff5b1513b641e2a139f661a661364979c5beee91842f8f0ef42ab558e9d4", config.pubKeyHex)
+    }
+
+    @Test
+    fun testBuildCallbackUriWhenCallbackAlreadyHasQuery() {
+        val callbackUri = Nip47DeepLink.buildCallbackUri("myapp://cb?foo=bar", nwcUri)
+        assertTrue(callbackUri.contains("myapp://cb?foo=bar&value="))
+        assertEquals(nwcUri, Nip47DeepLink.parseCallbackValue(callbackUri))
+    }
+
+    @Test
+    fun testParseCallbackValueAbsent() {
+        assertNull(Nip47DeepLink.parseCallbackValue("amethystnwc://callback"))
+    }
+}
diff --git a/quartz/src/commonTest/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/NwcInfoEventTest.kt b/quartz/src/commonTest/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/NwcInfoEventTest.kt
index 74a5d023e2..bb87b31171 100644
--- a/quartz/src/commonTest/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/NwcInfoEventTest.kt
+++ b/quartz/src/commonTest/kotlin/com/vitorpamplona/quartz/nip47WalletConnect/NwcInfoEventTest.kt
@@ -96,6 +96,37 @@ class NwcInfoEventTest {
         assertTrue(schemes.contains("nip04"))
     }
 
+    @Test
+    fun testEncryptionSchemesSpaceSeparated() {
+        // NIP-47 wire format: all schemes in a single space-separated tag value.
+        val event =
+            NwcInfoEvent("id", "pub", 0L, arrayOf(arrayOf("encryption", "nip44_v2 nip04")), "pay_invoice", "sig")
+
+        val schemes = event.encryptionSchemes()
+        assertEquals(2, schemes.size)
+        assertTrue(schemes.contains("nip44_v2"))
+        assertTrue(schemes.contains("nip04"))
+    }
+
+    @Test
+    fun testNotificationTypesSpaceSeparated() {
+        // NIP-47 wire format: all types in a single space-separated tag value.
+        val event =
+            NwcInfoEvent(
+                "id",
+                "pub",
+                0L,
+                arrayOf(arrayOf("notifications", "payment_received payment_sent")),
+                "pay_invoice notifications",
+                "sig",
+            )
+
+        val types = event.notificationTypes()
+        assertEquals(2, types.size)
+        assertTrue(types.contains("payment_received"))
+        assertTrue(types.contains("payment_sent"))
+    }
+
     @Test
     fun testNotificationTypes() {
         val capabilities = listOf("pay_invoice", "notifications")